What damages are not covered by the mandatory insurance for the person responsible for an accident?

# Damages Not Covered by Mandatory Insurance Mandatory civil liability insurance covers damages that the person causing the accident inflicts on third parties, but **does not cover personal injuries suffered by the responsible driver himself**. This is a fundamental principle: no one can insure their own liability for damages caused to themselves. Damages to other occupants of the at-fault vehicle and damages to the opposing vehicle are indeed covered by mandatory insurance.