Will the compulsory insurance cover the damages caused by the driver of the vehicle responsible for the accident?
A)Yes.Correct
B)Yes, but only personal injuries.
C)No.
Compulsory insurance covers, up to a limited amount, the civil liability of the driver of the vehicle when damages occur, both bodily and material, due to traffic events.
The insurance will cover personal injuries (except for damages due to negligence on the part of the injured party or force majeure unrelated to driving) as well as the material property of the party not at fault in the accident.
Compulsory insurance does not cover damages:
- Caused to the person of the driver of the insured vehicle.
- To property suffered by the insured vehicle or by the items transported in it.
- To property owned by the policyholder, the insured, the owner or the driver, as well as that of the spouse or relatives up to the third degree of consanguinity or affinity of the foregoing.
- Both personal and material caused to others, if the insured vehicle had been stolen or driven under the influence of alcohol or other drugs.
To expedite the damages caused in the accident, insurers usually provide the friendly accident report. This is a document in which both parties indicate the facts, the damages suffered by their respective vehicles and their personal data.
The insurance will cover personal injuries (except for damages due to negligence on the part of the injured party or force majeure unrelated to driving) as well as the material property of the party not at fault in the accident.
Compulsory insurance does not cover damages:
- Caused to the person of the driver of the insured vehicle.
- To property suffered by the insured vehicle or by the items transported in it.
- To property owned by the policyholder, the insured, the owner or the driver, as well as that of the spouse or relatives up to the third degree of consanguinity or affinity of the foregoing.
- Both personal and material caused to others, if the insured vehicle had been stolen or driven under the influence of alcohol or other drugs.
To expedite the damages caused in the accident, insurers usually provide the friendly accident report. This is a document in which both parties indicate the facts, the damages suffered by their respective vehicles and their personal data.